Privacy Policy
Last Updated: 2024
1. Introduction and Applicable Law
Willow Corner Daily respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website focused on TFSA and RRSP financial literacy.
Since our operations are based in Ottawa, Ontario, our data processing activities are governed by the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada, the Personal Information Protection Act (PIPA) where applicable, and for international visitors, we align our standards with the General Data Protection Regulation (GDPR).
2. Data Controller
The entity responsible for your personal data is Willow Corner Daily. If you have any questions regarding this policy or our privacy practices, please contact our Privacy Officer at:
- Address: 150 Elgin Street, Ottawa
- Email:
- Phone: +1 (812) 894-9959
3. The Data We Collect
We may collect, use, store, and transfer different kinds of personal data about you, classified as follows:
- Identity Data: Includes first name, last name, or username provided via contact forms.
- Contact Data: Includes email address and telephone numbers.
- Technical Data: Includes internet protocol (IP) address, browser type and version, time zone setting, and location data related to your access from Ottawa or other regions.
- Usage Data: Includes information about how you use our website, specifically which articles on TFSA and RRSP you interact with.
- Marketing Data: Your preferences in receiving updates about sustainable finance guides.
4. Purposes and Legal Basis for Processing
Under PIPEDA and GDPR, we must have a valid legal basis to process your data. We use your data for:
- Consent: When you subscribe to our newsletter or fill out a form (e.g., for the Sustainable Finance Guide).
- Performance of a Contract: To provide the specific financial literacy tools or calculators you requested.
- Legitimate Interests: To improve our website content, ensure network security, and analyze the effectiveness of our RRSP vs TFSA selection matrices.
- Legal Obligation: To comply with Canadian federal and provincial tax transparency and reporting laws.
5. Cookies and Tracking
We use cookies to distinguish you from other users. This helps us provide a better experience when you browse our technical specifications for financial accounts. You can set your browser to refuse all or some browser cookies, but this may cause some parts of the website to function improperly. For detailed info, please visit our Cookie Policy.
6. Third-Party Disclosures
Willow Corner Daily does not sell your personal data. We may share your data with:
- Service providers acting as processors (cloud hosting, email delivery).
- Professional advisers including lawyers and auditors in the Ottawa region.
- Government authorities if required by Canadian law.
If we transfer data outside of Canada, we ensure a similar degree of protection is afforded to it by ensuring appropriate safeguards are in place.
7. Your Legal Rights
Under certain circumstances, you have rights under data protection laws in relation to your personal data:
- Request access to your personal data.
- Request correction of the data we hold about you.
- Request erasure of your personal data ("right to be forgotten").
- Object to processing of your personal data.
- Request restriction of processing.
- Request transfer of your data to another party.
- Withdraw consent at any time.
To exercise these rights, please contact us. You also have the right to lodge a complaint with the Office of the Privacy Commissioner of Canada (OPC).
8. Data Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal data to those employees and partners who have a business need to know.